Farmer premium only 2% for Kharif, 1.5% for Rabi, 5% for horticulture. Kharif cut-off 31 July, Rabi 15 December. Report crop loss within 72 hours on the Crop Insurance App.
Eligibility: All notified-crop growers, loanee and non-loanee; enrolment via bank, CSC or portal.
🚜 Sub-Mission on Agricultural Mechanization (SMAM)
40–50% subsidy on tractors, power tillers, rotavators and harvesters; SC/ST, women and small farmers get the higher slab. Custom Hiring Centres get up to 40% of ₹10 lakh project cost.
Eligibility: Individual farmers with valid 7/12; one machine per family in 5 years.