🏛️ Govt Schemes & Subsidies

Central and Maharashtra schemes with an instant eligibility check

Eligibility Checker

💸 PM-Kisan Samman Nidhi + Namo Shetkari Yojana

₹6,000 central + ₹6,000 Maharashtra state = ₹12,000 per year, paid in three ₹4,000 instalments directly to your Aadhaar-linked bank account.

Eligibility: All landholding farmer families; e-KYC and land record seeding mandatory.

Check DBT status

💧 Micro-Irrigation Subsidy (MahaDBT / PDMC)

Up to 80% subsidy for small & marginal farmers on drip and sprinkler sets (55% central + 25% state top-up); 75% for other farmers.

Eligibility: Holding up to 5 acres gets the highest slab; 7/12 extract and water source proof needed.

Apply on MahaDBT

🛡️ PM Fasal Bima Yojana (Crop Insurance)

Farmer premium only 2% for Kharif, 1.5% for Rabi, 5% for horticulture. Kharif cut-off 31 July, Rabi 15 December. Report crop loss within 72 hours on the Crop Insurance App.

Eligibility: All notified-crop growers, loanee and non-loanee; enrolment via bank, CSC or portal.

Enrol / file claim

🚜 Sub-Mission on Agricultural Mechanization (SMAM)

40–50% subsidy on tractors, power tillers, rotavators and harvesters; SC/ST, women and small farmers get the higher slab. Custom Hiring Centres get up to 40% of ₹10 lakh project cost.

Eligibility: Individual farmers with valid 7/12; one machine per family in 5 years.

Open SMAM portal

🍃 Paramparagat Krishi Vikas Yojana (Organic)

₹31,500 per hectare over 3 years for organic inputs, certification and cluster formation (minimum 20 hectare cluster).

Eligibility: Farmers joining a 20-hectare organic cluster; chemical-free commitment for 3 years.

Organic portal